What Damage Could My E-Bike Possibly Cause? Lithium powered bikes are becoming increasingly popular, and sales are up year over year for retailers. With the cost of some E-bikes skyrocketing over $15,000, it is imperative that you find out whether your homeowner’s coverage would cover a potential loss.  If you have been watching the news, you may have noticed E-Bikes exploding or catchi...

Imagine you’re out of town and your teenage children host a party where drinking is involved. Some kids drink too much, trip, and seriously injure themselves. Their parents sue you.  That’s where umbrella insurance comes in. Umbrella insurance provides coverage for liabilities that exceed the normal policy limits of your car, homeowner’s, or watercraft insurance. It covers the injuries an...

The Insurance Center was pleased to partner with Union Mutual to help support the Special Olympics of Vermont and their Annual Penguin Plunge. Together, we were able to raise more money than we ever have for Special Olympics Vermont! This long standing and fun Vermont tradition promotes awareness about the needs and accomplishments of people with intellectual disabilities and raises essential...

Repairing a frozen pipe can be both messy and expensive. Regardless of location, all pipes have the potential to freeze over during the winter. The Insurance Center recommends the following preventative actions to protect your pipes.  To prevent your water lines from freezing, here are some safety tips we recommend:  If you have a swimming pool or a water sprinkler, drain the...

This holiday season, online shoppers aren’t the only ones who will be looking for good opportunities. So will hackers and scammers hoping to steal personal information from unsuspecting shoppers.  An estimated 95 percent of Americans shop online at least once a year, and this holiday season, with COVID still a concern, about half are expected to do more online shopping. As more Americ...

Nothing says Thanksgiving like the inviting smell of a turkey roasting in the oven.  While the holidays are a wonderful time of year, they can also pose many dangers.  Thanksgiving is the leading day for cooking fires, with three times as many cooking fires taking place than on an average day.  According to the National Fire Protection Association (NFPA), cooking equipment fire...

This Halloween, as more kids are expected to get out and trick-or-treat, there are some important things to look out for—and it’s not just the ghosts, goblins, and other creatures that go bump in the night.  Unfortunately, COVID-19 remains a concern. Besides that, trick-or-treating while fun for kids, poses a number of hazards, from walking around the neighborhood at night to the cand...

If you have a pool, fun in the water is just a few steps away from your house. Pools can be a great way for kids to cool off and spend their free time during the summer. If you’re having a party, pools can be a great draw. They can also be deadly, particularly for children.  “Having an unfenced pool is like having an uncaged lion in your backyard,” Morgan Miller, whose daughter dro...

Partnership Brings Two, Local Independent Agencies Together to Enhance Insurance Service to Western New Hampshire Bob Sammon, President of The Insurance Center and Chris Eldredge, President of McCrillis & Eldredge, announced that their companies are joining forces. The combined organization will continue to operate under both, well-known brands and will retain both Bob and Chris at the hel...

Boat insurance isn’t required by law in New Hampshire or Vermont, but it’s still a good idea to get it.  Like other forms of insurance, boat insurance mitigates risk, protecting your investment and shielding your assets from costly liability claims. Boating without insurance in the hopes that following safety procedures will be enough is just as irresponsible as driving a car without ...