Brush Up on These Safety Tips Before You Grill

Memorial Day Weekend is here, which means grilling season has begun.  Grilling is undoubtedly one of the best parts of summer. But throw in drinking and the distractions of family and holiday events and it can become a recipe for disaster. Every year, grills are the source of 10,600 home fires, sending 19,700 people to the emergency room, according to the National Fire Protection Association.  Whenever you’re dealing with anything fire-related, you should use extra caution. ...
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Why Contractors Insurance is So Important

If you’re a contractor, the warmer temperatures of spring are your cue to get started on home renovation projects you’ve been planning with customers.  You probably have a long checklist of things to go through. Finding qualified laborers. Making sure your equipment is in running order. Getting the supplies you need. Managing costs.  Securing contractor’s insurance should be high on the list.  Every business needs insurance, and contractors particularly do. This is p...
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How to Prevent Spring Showers From Flooding Your House

April showers are supposed to bring May flowers, but sometimes they also bring unwanted flooding.  In the spring, flooding can also be caused by thawing snow and ice, which is a particular concern in the mountain regions of New Hampshire and Vermont.  Cleaning out a flooded home isn’t just a major headache. It’s also a big hit to your wallet. Just one inch of water could cause up to $25,000 worth of damage. And the worst part of it is that the standard homeowner’s insurance policy doe...
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Protecting Yourself from Identity Theft When Shopping Online

This holiday season, online shoppers aren’t the only ones who will be looking for good opportunities. So will hackers and scammers hoping to steal personal information from unsuspecting shoppers.  An estimated 95 percent of Americans shop online at least once a year. As more Americans shop online, identity theft and fraud have also risen. In 2019, online purchase fraud went up by 29 percent. Last year, 80.5 percent of consumers said they lost some money to online purchase scams.&nbs...
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Pool Safety

If you have a pool, fun in the water is just a few steps away from your house. Pools can be a great way for kids to cool off and spend their free time during the summer. If you’re having a party, pools can be a great draw. They can also be deadly, particularly for children.  “Having an unfenced pool is like having an uncaged lion in your backyard,” Morgan Miller, whose daughter drowned in a friend’s pool, told Parents.com. “To a child, that big furry animal could look like someth...
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Are E-Bikes Covered Under My Homeowners Insurance?

What Damage Could My E-Bike Possibly Cause? Lithium powered bikes are becoming increasingly popular, and sales are up year over year for retailers. With the cost of some E-bikes skyrocketing over $15,000, it is imperative that you find out whether your homeowner’s coverage would cover a potential loss.  If you have been watching the news, you may have noticed E-Bikes exploding or catching fire due to malfunctioning lithium-ion batteries. IMAGINE, for a moment, it was YOUR te...
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Protect Your Assets from Lawsuits with Umbrella Insurance

Imagine you’re out of town and your teenage children host a party where drinking is involved. Some kids drink too much, trip, and seriously injure themselves. Their parents sue you.  That’s where umbrella insurance comes in. Umbrella insurance provides coverage for liabilities that exceed the normal policy limits of your car, homeowner’s, or watercraft insurance. It covers the injuries and damage to other people and their property—and not just what you cause, but also anything due to ot...
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Proud to Support the Special Olympics of Vermont

The Insurance Center was pleased to partner with Union Mutual to help support the Special Olympics of Vermont and their Annual Penguin Plunge. Together, we were able to raise more money than we ever have for Special Olympics Vermont! This long standing and fun Vermont tradition promotes awareness about the needs and accomplishments of people with intellectual disabilities and raises essential funds for Special Olympics Vermont. Thank you all for your support!
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Preventing Frozen Pipes This Winter

Repairing a frozen pipe can be both messy and expensive. Regardless of location, all pipes have the potential to freeze over during the winter. The Insurance Center recommends the following preventative actions to protect your pipes.  To prevent your water lines from freezing, here are some safety tips we recommend:  If you have a swimming pool or a water sprinkler, drain the water from your supply lines. Unless otherwise directed, do not put antifreeze into these lines.&nb...
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These Space Heater Safety Tips Could Save Your Life

As temperatures begin to drop, more families are relying on portable space heaters for their heating needs. While space heaters can make up for the inefficiencies of home heating systems, one aspect that is less talked about is the fire risk they can pose to families. Before the bitter cold spews into your home, The Insurance Center would like to share a few essential space heater safety tips that can help you prevent a home fire and the costly repairs that usually follow. Robert J. Samm...
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