These Common Additions Could Impact Your Homeowners Insurance Policy

Imagine you are hosting an event and someone gets injured on your property. Depending on the cause of the injury, homeowners might be surprised to learn their homeowners insurance policy was not updated in time to cover the pending medical expense. If you are planning to host reunions in the weeks and months ahead, The Insurance Center would like to alert you about factors that could impact your homeowners insurance policy. “Families have enough things to worry about, and we want to make s...
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The Use of Ride Sharing Platforms Could Leave You Financially Vulnerable

The two most popular ride sharing platforms have over 3.4 million drivers globally. When you consider that more than one third of Americans have used ride sharing services such as Uber or Lyft, it is easy to recognize that the taxi industry has been greatly disrupted. As more drivers hit the road, The Insurance Center would like to share the auto insurance implications of using those services. “Drivers could be in for a shock if they are involved in an accident while using ride sharing ...
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Prevent Sewer Backups with These Straightforward Solutions

The spring season could bring an excessive amount of rainfall that could spell trouble for the average homeowner. In situations where runoff water overwhelms the sewer system, raw sewage can come out of the drains of your home and cause widespread damage. As the forecast calls for more showers in the weeks and months ahead, The Insurance Center would like to share a few tips that can help you prevent sewer backups. Aging sewer systems, pipeline infrastructures, and tree roots are some of the ...
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Even the Safest Drivers Are Guilty of Distracted Driving

Distracted Driving could be anything that takes your focus away from the road In a perfect world, motorists would get in their car and operate it free from distractions exactly as described in the DMV handbook. Statistics from the U.S. Department of Transportation suggest that is not what happens because of the tens of thousands of accidents that are caused by distracted driving every year. In observance of Distracted Driving Awareness Month, The Insurance Center would like to highlight the big...
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Cleaning Your Gutters Can Save You Thousands

Don’t overlook this essential home maintenance task It seems sunnier days and warmer temperatures are just around the corner after a surprisingly mild winter. Before you make plans to improve your home’s curb appeal or you decide to take on other DIY projects, The Insurance Center urges homeowners to focus their attention on a more pressing errand that could help prevent major damage to your home in the weeks and months ahead. “Gutters and downspouts play an essential role in protecting homes f...
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Use These Tips to Help Prevent Costly Pothole Damage

Potholes can damage your car or lead to an accident Living in New Hampshire offers residents the opportunity to witness the beauty of all four seasons. A downside to this benefit is the constant damage to homes, infrastructure, and cars due to the swinging temperatures throughout the year. As snow begins to melt away and reveal a rash of potholes on our roadways, The Insurance Center encourages you to read our tips to help prevent pothole damage to your car. “Potholes are an unfortunate part of...
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Avoid Any Claim Hiccups with These Essential Steps Automobile

Accidents can be stressful if you don’t know what to do Most motorists who have been involved in an automobile accident can attest to the fact that dealing with the aftermath can be a nightmare. As part of an effort to help clarify what would happen next and ease some of the stress associated with these types of events, The Insurance Center would like to share the steps motorists should take immediately after an accident. “Accidents usually cause a whirlwind of emotions that could leave moto...
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An Annual Insurance Review Can Help Close Any Gaps in Coverage

The beginning of the year is typically a good time to evaluate your insurance coverage needs. As your family grows and the dynamics around your household changes, The Insurance Center encourages you to take a comprehensive look at your auto, home, and life insurance needs to close any gaps in coverage that may exist and to adjust any policy terms as needed. Robert J. Sammon, President of The Insurance Center, explains that families will usually look for savings in all the wrong places. “Polic...
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These Space Heater Safety Tips Could Save Your Life

As temperatures begin to drop, more families are relying on portable space heaters for their heating needs. While space heaters can make up for the inefficiencies of home heating systems, one aspect that is less talked about is the fire risk they can pose to families. Before the bitter cold spews into your home, The Insurance Center would like to share a few essential space heater safety tips that can help you prevent a home fire and the costly repairs that usually follow. Robert J. Sammon, P...
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Homeowners Can Limit Radon Exposure with These Easy Steps

Every year, the Environmental Protection Agency urges people to test their home for radon as part of National Radon Action Month. Radon is an odorless, tasteless, and invisible radioactive gas that makes its way into homes from the natural breakdown of uranium in soil, rock, and water, and it is estimated to cause over 20,000 cases of lung cancer in non-smokers every year. As part of our commitment to help protect your family, The Insurance Center would like to share information about this yearl...
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