Floods Require Protection Beyond Homeowner’s Insurance

Posted on February 16, 2024February 16, 2024 by hmichaels

Homeowner’s insurance will cover you if a pipe bursts or a water tank starts leaking. But you’re out of luck if the water is coming from outside your house. That means that any flooding caused by a tidal surge or any freshwater sources, like a lake or stream, is not covered by your homeowner’s insurance. There’s a lot that your typical homeowner’s insurance policy will cover—fires, hurricanes, lightning strikes, and other disasters. But floods aren’t one of them. Just 1 in. of water i...

The Insurance Center Proudly Supports the Upper Valley Humane Society

Posted on January 16, 2024February 16, 2024 by hmichaels

Throughout the months of January and February, The Insurance Center office in Claremont, NH will serve as a collection point for the Upper Valley Humane Society (UVHS). The management and staff of The Insurance Center have already contributed much needed items, and we encourage our friends and neighbors to get involved. The Insurance Center is pleased to help this local, no kill shelter, which is heavily reliant on donations from local businesses and residents. The UVHS team is compassio...

Preventing Frozen Pipes This Winter

Posted on January 16, 2024February 16, 2024 by hmichaels

Repairing a frozen pipe can be both messy and expensive. Regardless of location, all pipes have the potential to freeze over during the winter. The Insurance Center recommends the following preventative actions to protect your pipes. To prevent your water lines from freezing, here are some safety tips we recommend: If you have a swimming pool or a water sprinkler, drain the water from your supply lines. Unless otherwise directed, do not put antifreeze into these lines. Do not forg...

Protecting Yourself from Identity Theft When Shopping Online

Posted on November 20, 2023November 20, 2023 by insurancectrinc

This holiday season, online shoppers aren’t the only ones who will be looking for good opportunities. So will hackers and scammers hoping to steal personal information from unsuspecting shoppers. An estimated 95 percent of Americans shop online at least once a year. As more Americans shop online, identity theft and fraud have also risen. In 2019, online purchase fraud went up by 29 percent. Last year, 80.5 percent of consumers said they lost some money to online purchase scams.&nbs...

Pool Safety

Posted on June 23, 2023June 23, 2023 by insurancectrinc

If you have a pool, fun in the water is just a few steps away from your house. Pools can be a great way for kids to cool off and spend their free time during the summer. If you’re having a party, pools can be a great draw. They can also be deadly, particularly for children. “Having an unfenced pool is like having an uncaged lion in your backyard,” Morgan Miller, whose daughter drowned in a friend’s pool, told Parents.com. “To a child, that big furry animal could look like someth...

Are E-Bikes Covered Under My Homeowners Insurance?

Posted on April 25, 2023October 30, 2023 by insurancectrinc

What Damage Could My E-Bike Possibly Cause? Lithium powered bikes are becoming increasingly popular, and sales are up year over year for retailers. With the cost of some E-bikes skyrocketing over $15,000, it is imperative that you find out whether your homeowner’s coverage would cover a potential loss. If you have been watching the news, you may have noticed E-Bikes exploding or catching fire due to malfunctioning lithium-ion batteries. IMAGINE, for a moment, it was YOUR te...

Protect Your Assets from Lawsuits with Umbrella Insurance

Posted on March 27, 2023April 25, 2023 by insurancectrinc

Imagine you’re out of town and your teenage children host a party where drinking is involved. Some kids drink too much, trip, and seriously injure themselves. Their parents sue you. That’s where umbrella insurance comes in. Umbrella insurance provides coverage for liabilities that exceed the normal policy limits of your car, homeowner’s, or watercraft insurance. It covers the injuries and damage to other people and their property—and not just what you cause, but also anything due to ot...

Proud to Support the Special Olympics of Vermont

Posted on February 16, 2023April 25, 2023 by insurancectrinc

The Insurance Center was pleased to partner with Union Mutual to help support the Special Olympics of Vermont and their Annual Penguin Plunge. Together, we were able to raise more money than we ever have for Special Olympics Vermont! This long standing and fun Vermont tradition promotes awareness about the needs and accomplishments of people with intellectual disabilities and raises essential funds for Special Olympics Vermont. Thank you all for your support!

Preventing Frozen Pipes This Winter

Posted on February 16, 2023February 16, 2023 by insurancectrinc

These Space Heater Safety Tips Could Save Your Life

Posted on January 23, 2023January 23, 2023 by insurancectrinc

As temperatures begin to drop, more families are relying on portable space heaters for their heating needs. While space heaters can make up for the inefficiencies of home heating systems, one aspect that is less talked about is the fire risk they can pose to families. Before the bitter cold spews into your home, The Insurance Center would like to share a few essential space heater safety tips that can help you prevent a home fire and the costly repairs that usually follow. Robert J. Samm...