There is a misnomer in today’s society that umbrella policies, which take over where your standard home or auto insurance coverage stops, are only necessary if you are wealthy.  This could not be further from the truth.  Unfortunately, many people find out the hard way that standard home and auto policies only go so far in the event of a lawsuit. Umbrella policies offer a large amount of liability protection coverage at a very reasonable price. This coverage helps to protect your family from ...