Brush Up on These Safety Tips Before You Grill

Memorial Day Weekend is here, which means grilling season has begun. Grilling is undoubtedly one of the best parts of summer. But throw in drinking and the distractions of family and holiday events and it can become a recipe for disaster. Every year, grills are the source of 10,600 home fires, sending 19,700 people to the emergency room, according to the National Fire Protection Association. Whenever you’re dealing with anything fire-related, you should use extra caution. And don’t th...
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10 Facts You Need to Know about Flood Insurance

flood insurance photo
Deciding to get flood insurance can be one of the most important things you do for your house and the future of your finances. Here are 10 facts we want you to know about flood insurance. 1. Homeowner’s insurance doesn’t cover floods. The typical homeowner’s insurance policy covers a lot, including lightning strikes, volcanoes, and things that fall out of the sky. But not floods. So if heavy rainfall turns your backyard creek into the Nile, you’ll be out of luck if you don’t have flood i...
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After Spring Cleaning, Do These Home Maintenance Chores

home maintenance photo
Spring isn’t just a time for doing some casual house cleaning. This is also one of the best times to do some serious home maintenance. Here’s what to focus on. Window of opportunity. This is the time of year when we tend to change out the storm windows for screens. Make sure you check your screen for any holes or tears that bugs could slip into. A typical hardware store will have what you need to make repairs. Beating the bugs. Spring is the best time to spray for bugs. If your yar...
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Floods Require Protection Beyond Homeowner’s Insurance

flooded kitchen photo
There’s a lot that your typical homeowner’s insurance policy will cover—fires, hurricanes, lightning strikes, and other disasters. But floods aren’t one of them. Just 1 in. of water in your home could cost you $25,000. The problem is floods are the “most common and costly natural disaster,” according to the Insurance Information Institute, which says that 90 percent of all natural disasters involve some kind of flooding. Over the last four decades, flood-related damage has caused over $26...
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Winter Weather Can Damage Your House. Here’s How to Stop It

house gutter ice dam
Winter weather can do a number on your house. From flooding due to ice dams, to roof damage from snow and ice, there’s a lot that can go wrong during the winter. Fortunately, there are some simple low-cost things you can do to protect your home from Mother Nature’s fury. 1. Outside faucets. Drain outside faucets and then turn them off from the inside. Also, make sure your hoses are drained and disconnected. And, if you have a sprinkler system, blow compressed air through it to void any ...
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Protect yourself from slip and fall claims

As blankets of snow covered neighborhoods across New Hampshire in early January, some people were undoubtedly injured for a variety of reasons that include slipping and falling. With the average slip and fall injury easily ballooning hospital bills, the Insurance Center would like to remind homeowners how to be proactive about slip and fall liability claims. “It’s difficult to completely eliminate a homeowner’s risk for slip and fall liability claims, but you also don’t want the injuries ...
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Tactics to discourage home thefts during the holidays

More than 1 million home burglaries are estimated to cost households roughly $3 billion in losses every year, according to the Federal Bureau of Investigation. But what you may not know is that December is one of the peak months for home thefts in many states. Since home burglaries are not a new phenomenon, the Insurance Center would like to pass on some widely accepted home security tips that can reduce your chances of a home burglary. “It is common sense to lock your front doors, but many h...
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10 Things Consumers Don’t Typically Know or Understand About Homeowner’s Insurance

Consumer Reports published an article recently about what consumers should know and understand about protecting their largest asset. We at Insurance Center want to make sure all our customers are clear on every aspect of their homeowner’s insurance. You May Be Paying Too Much: When it comes to shopping for homeowner’s insurance, a Trusted Choice independent agent from Insurance Center is the way to go. A Trusted Choice  agent can help you shop around and find the best price for you. Reviewi...
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Avoid Flood Damage this Season

Winter is finally behind us and we can look forward to the season ahead.  However, at The Insurance Center we want to make certain that our valued policyholders are aware of the potential for flooding during the springtime thaw. Melting snow, blocked drains and spring showers are all factors that lead to spring flooding. And with this winter's heavy snow accumulation, floods may happen more often as the season progresses. This is why we suggest adding flood insurance to your current homeow...
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Preparing Your Home for Winter

As the season quickly approaches, it's important that your home is ready for whatever it may bring.  Save yourself from getting caught in a storm of problems by following these simple do-it-yourself tips to ensure you are ready for whatever happens: 1. Clean your gutters: During Fall, leaves and other debris accumulate in your gutters and will prevent them from performing properly, therefore causing damage to the siding of your home and landscape. 2. Check your heating system: Perform a su...
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