Tips for Fall Home Improvements

Fall is one of the best times to make home improvements. The weather has cooled but it isn’t cold yet. There is still some light in the evenings. And, perhaps most importantly, winter weather is on its way. Taking care of the small things now can prevent big problems in the future.  The gutters. This is one of the most important things you can do. Clogged gutters are much more than just an annoyance. According to House Beautiful, thousands of gallons of water from your roof drain th...
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Ways to Save on Homeowners Insurance

We all know how expensive homeowners insurance can get. According to Policygenius, the average premium runs at about $1,200 a month, although that varies by state and home.  Fortunately, there are things you can do—beyond just being a good shopper—that will help you save money on homeowners insurance. Here are a few places to start.  1. Don’t count the land. If a fire or tornado levels your house, you’ll have to rebuild everything. One thing that you’ll still have, however, ...
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How to Hurricane Proof Your Home

Sometimes, it feels like we are powerless against the full fury of Mother Nature. When a severe storm is barreling up the coast, with hurricane force winds, heavy rains, or deep snowfall, there is only so much we can do. But, that doesn’t mean we can’t do anything. In fact, there are a number of home improvements and maintenance you can do to mitigate damage during a hurricane or severe storm.  Cover gaps in your roof. The typical roof has gaps under the shingles which can leave you...
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How to Prepare for Going Back to School During the COVID-19 Pandemic

Going back to school can be a stressful time for any family, especially during a pandemic, and especially when the school reopening plans are still a bit up in the air.  As of this writing, a final decision on school reopenings had yet to be made. Yet, chances are that your kids will be back in school for at least some of the time this year. So, in addition to the usual things you might do to get your kids ready for school—stocking up on pencils and paper, buying new clothes, and so...
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Steps to Protect Your Children Online

Our children are spending a lot more time online today. Whether remote learning for school, chatting with friends on Zoom, or simply passing the time while many things remain closed, screen time has substantially increased.This means that it’s much more important to make sure your kids are safe from the many hazards that exist online, from predators to scammers and everything else. Here are some steps you can take to safeguard your kids: Education and empower your children. One of the ...
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Tips for Fire Pits and Cookout Safety

We are in the peak season for cookouts. This year, amid a global pandemic with restrictions on travel and bars and restaurants, getting together with friends and family in the backyard is that much more appealing.There are few things more relaxing on a summer night than food and friends around your fire pit. But it can also be dangerous if proper safety measures aren’t followed. Here are a few tips to make sure you’re having fun and being safe. Position. Make sure your fire pit is 10 to ...
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Seven Surefire Ways to Keep Your Fireplace Safe

There’s nothing better than lighting the fireplace, getting some hot chocolate, and curling up on the couch to read a book or watch your favorite show during the winter.  But it’s important to make sure you are using the fireplace safely. It’s always important to protect yourself and your home from hazards, especially when it comes to burning things. Below are some general guidelines to follow, according to fireplace safety experts.  1. Open a window. Assuming you have prope...
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How to Drive Safely and Avoid Accidents in Bad Weather

When it rains, it pours. Sometimes it also hails, freezes, or turns into snow, especially in New England.  These are conditions that lead to accidents, especially in the winter. According to the AAA Foundation for Traffic Safety, bad weather and poor road conditions account for nearly half a million accidents each year.  Here are some tips to help you stay safe and avoid common accidents in hazardous weather.  Black Ice Black ice is among the scariest winter road cond...
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Signs Your Space Heater Should be Replaced

Temperatures across New Hampshire have finally reached the point where families are taking out their space heater from storage. While these units can provide much needed heat during the colder days, The Insurance Center would like to share important guidelines to help keep your family safe. “Safety should always be the number one priority before plugging in a space heater,” said Robert J. Sammon, President of The Insurance Center. “Homeowners have a duty to carefully inspect whether thos...
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Night Time Driving Tips for Weary Thanksgiving Travelers

November is one of the most traveled months of the year, and as a result it is also one of the most hazardous times to be on the road. As you make travel arrangements to see friends and family this Thanksgiving, The Insurance Center urges motorists to heed these safety precautions to stay safe on the road. “Historically, millions of drivers hit the road around Thanksgiving to see their family,” said Robert J. Sammon, “It is no coincidence that we also see a spike in automobile accidents ...
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