Are E-Bikes Covered Under My Homeowners Insurance?

What Damage Could My E-Bike Possibly Cause? Lithium powered bikes are becoming increasingly popular, and sales are up year over year for retailers. With the cost of some E-bikes skyrocketing over $15,000, it is imperative that you find out whether your homeowner’s coverage would cover a potential loss.  If you have been watching the news, you may have noticed E-Bikes exploding or catching fire due to malfunctioning lithium-ion batteries. IMAGINE, for a moment, it was YOUR teenage...
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Protect Your Assets from Lawsuits with Umbrella Insurance

Imagine you’re out of town and your teenage children host a party where drinking is involved. Some kids drink too much, trip, and seriously injure themselves. Their parents sue you.  That’s where umbrella insurance comes in. Umbrella insurance provides coverage for liabilities that exceed the normal policy limits of your car, homeowner’s, or watercraft insurance. It covers the injuries and damage to other people and their property—and not just what you cause, but also anything due to ot...
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Proud to Support the Special Olympics of Vermont

The Insurance Center was pleased to partner with Union Mutual to help support the Special Olympics of Vermont and their Annual Penguin Plunge. Together, we were able to raise more money than we ever have for Special Olympics Vermont! This long standing and fun Vermont tradition promotes awareness about the needs and accomplishments of people with intellectual disabilities and raises essential funds for Special Olympics Vermont. Thank you all for your support!
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Preventing Frozen Pipes This Winter

Repairing a frozen pipe can be both messy and expensive. Regardless of location, all pipes have the potential to freeze over during the winter. The Insurance Center recommends the following preventative actions to protect your pipes.  To prevent your water lines from freezing, here are some safety tips we recommend:  If you have a swimming pool or a water sprinkler, drain the water from your supply lines. Unless otherwise directed, do not put antifreeze into these lines.&nb...
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These Space Heater Safety Tips Could Save Your Life

As temperatures begin to drop, more families are relying on portable space heaters for their heating needs. While space heaters can make up for the inefficiencies of home heating systems, one aspect that is less talked about is the fire risk they can pose to families. Before the bitter cold spews into your home, The Insurance Center would like to share a few essential space heater safety tips that can help you prevent a home fire and the costly repairs that usually follow. Robert J. Samm...
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Protecting Yourself from Identity Theft When Shopping Online

This holiday season, online shoppers aren’t the only ones who will be looking for good opportunities. So will hackers and scammers hoping to steal personal information from unsuspecting shoppers.  An estimated 95 percent of Americans shop online at least once a year, and this holiday season, with COVID still a concern, about half are expected to do more online shopping. As more Americans shop online, identity theft and fraud have also risen. In 2019, online purchase fraud went up by...
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A Thanksgiving Safety Reminder

Nothing says Thanksgiving like the inviting smell of a turkey roasting in the oven.  While the holidays are a wonderful time of year, they can also pose many dangers.  Thanksgiving is the leading day for cooking fires, with three times as many cooking fires taking place than on an average day.  According to the National Fire Protection Association (NFPA), cooking equipment fires are still the leading cause of home fires and injuries in the United States and are the third caus...
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Tips for Fall Home Improvements

Fall is one of the best times to make home improvements. The weather has cooled but it isn’t cold yet. There is still some light in the evenings. And, perhaps most importantly, winter weather is on its way. Taking care of the small things now can prevent big problems in the future.  The gutters. This is one of the most important things you can do. Clogged gutters are much more than just an annoyance. According to House Beautiful, thousands of gallons of water from your roof drain th...
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Pool Safety Tips You Need to Know

If you have a pool, fun in the water is just a few steps away from your house. Pools can be a great way for kids to cool off and spend their free time during the summer. If you’re having a party, pools can be a great draw. They can also be deadly, particularly for children.  “Having an unfenced pool is like having an uncaged lion in your backyard,” Morgan Miller, whose daughter drowned in a friend’s pool, told Parents.com. “To a child, that big furry animal could look like someth...
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The Insurance Center and McCrillis & Eldredge Announce Partnership

Partnership Brings Two, Local Independent Agencies Together to Enhance Insurance Service to Western New Hampshire Bob Sammon, President of The Insurance Center and Chris Eldredge, President of McCrillis & Eldredge, announced that their companies are joining forces. The combined organization will continue to operate under both, well-known brands and will retain both Bob and Chris at the helm. Both agencies have a rich history of providing customized insurance offerings to families and ...
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