In some ways, life insurance is the most important insurance you’ll ever get. Unlike auto or home insurance, which cover damage to or loss of your property, life insurance is intended to cover major expenses your family, loves ones, or business partners may face in the event of your passing.
A well-structured life insurance policy could mean your family is able to keep up with mortgage payments, your child can still afford to go to college, or your loved one is able to be financially sec...
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Insurance
Planning a Trip? Make Sure Your Home Is Secure
There are so many important things to remember when you’re planning a trip it can be easy to forget one of the most important ones: making sure the home you’re temporarily leaving behind is fully protected.
It might be frustrating to add to your travel to-do list, but your home is your most important investment. More than that, you don’t want to go on vacation only to return home to a lot of issues. At least having the below checklist handy will make it that much easier to get your home ...
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Insurance Center Staff Attend Newport Car Show
On June 26th, members of The Insurance Center team attended the Newport Wings and Wheels Car Show hosted by the Newport Chamber of Commerce. The event featured airplanes, cars, trucks, motorcycles, food trucks, and a DJ. It was a great time and we are always happy to support our community!
Anjali Root and Kathy Campbell enjoy Wings and Wheels Newport Chamber Car Show!
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Pool Safety Tips You Need to Know
If you have a pool, fun in the water is just a few steps away from your house. Pools can be a great way for kids to cool off and spend their free time during the summer. If you’re having a party, pools can be a great draw.They can also be deadly, particularly for children.
“Having an unfenced pool is like having an uncaged lion in your backyard,” Morgan Miller, whose daughter drowned in a friend’s pool, told Parents.com. “To a child, that big furry animal could look like something fun to...
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The Importance of Insurance for Boats
Boat insurance is not required by law in New Hampshire or Vermont, but it’s still a good idea to get it.
Like other forms of insurance, boat insurance mitigates risk, protecting your investment and shielding your assets from costly liability claims. Boating without insurance in the hopes that following safety procedures will be enough is just as irresponsible as driving a car without auto insurance. Boating accidents are a serious risk — every year there are thousands of accidents across...
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Brush Up on These Safety Tips Before You Grill
Memorial Day Weekend is here, which means grilling season has begun.
Grilling is undoubtedly one of the best parts of summer. But throw in drinking and the distractions of family and holiday events and it can become a recipe for disaster. Every year, grills are the source of 10,600 home fires, sending 19,700 people to the emergency room, according to the National Fire Protection Association.
Whenever you’re dealing with anything fire-related, you should use extra caution. And don’t th...
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10 Facts You Need to Know about Flood Insurance
Deciding to get flood insurance can be one of the most important things you do for your house and the future of your finances. Here are 10 facts we want you to know about flood insurance.
1. Homeowner’s insurance doesn’t cover floods. The typical homeowner’s insurance policy covers a lot, including lightning strikes, volcanoes, and things that fall out of the sky. But not floods. So if heavy rainfall turns your backyard creek into the Nile, you’ll be out of luck if you don’t have flood i...
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After Spring Cleaning, Do These Home Maintenance Chores
Spring isn’t just a time for doing some casual house cleaning. This is also one of the best times to do some serious home maintenance.
Here’s what to focus on.
Window of opportunity. This is the time of year when we tend to change out the storm windows for screens. Make sure you check your screen for any holes or tears that bugs could slip into. A typical hardware store will have what you need to make repairs.
Beating the bugs. Spring is the best time to spray for bugs. If your yar...
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Protect Your Assets with Umbrella Insurance
Imagine you’re out of town and your teenage children host a party where drinking is involved. Some kids drink too much, trip, and seriously injure themselves. Their parents sue you.
A house party could end in a costly lawsuit.
That’s where umbrella insurance comes in. Umbrella insurance provides coverage for liabilities that exceed the normal policy limits of your car, homeowner’s, or watercraft insurance. It covers the injuries and damage to other people and their property—and not just w...
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Floods Require Protection Beyond Homeowner’s Insurance
There’s a lot that your typical homeowner’s insurance policy will cover—fires, hurricanes, lightning strikes, and other disasters. But floods aren’t one of them.
Just 1 in. of water in your home could cost you $25,000.
The problem is floods are the “most common and costly natural disaster,” according to the Insurance Information Institute, which says that 90 percent of all natural disasters involve some kind of flooding. Over the last four decades, flood-related damage has caused over $26...
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