These Space Heater Safety Tips Could Save Your Life

As temperatures begin to drop, more families are relying on portable space heaters for their heating needs. While space heaters can make up for the inefficiencies of home heating systems, one aspect that is less talked about is the fire risk they can pose to families. Before the bitter cold spews into your home, The Insurance Center would like to share a few essential space heater safety tips that can help you prevent a home fire and the costly repairs that usually follow. Robert J. Samm...
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Protecting Yourself from Identity Theft When Shopping Online

This holiday season, online shoppers aren’t the only ones who will be looking for good opportunities. So will hackers and scammers hoping to steal personal information from unsuspecting shoppers.  An estimated 95 percent of Americans shop online at least once a year, and this holiday season, with COVID still a concern, about half are expected to do more online shopping. As more Americans shop online, identity theft and fraud have also risen. In 2019, online purchase fraud went up by...
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A Thanksgiving Safety Reminder

Nothing says Thanksgiving like the inviting smell of a turkey roasting in the oven.  While the holidays are a wonderful time of year, they can also pose many dangers.  Thanksgiving is the leading day for cooking fires, with three times as many cooking fires taking place than on an average day.  According to the National Fire Protection Association (NFPA), cooking equipment fires are still the leading cause of home fires and injuries in the United States and are the third caus...
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Tips for Fall Home Improvements

Fall is one of the best times to make home improvements. The weather has cooled but it isn’t cold yet. There is still some light in the evenings. And, perhaps most importantly, winter weather is on its way. Taking care of the small things now can prevent big problems in the future.  The gutters. This is one of the most important things you can do. Clogged gutters are much more than just an annoyance. According to House Beautiful, thousands of gallons of water from your roof drain th...
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Pool Safety Tips You Need to Know

If you have a pool, fun in the water is just a few steps away from your house. Pools can be a great way for kids to cool off and spend their free time during the summer. If you’re having a party, pools can be a great draw. They can also be deadly, particularly for children.  “Having an unfenced pool is like having an uncaged lion in your backyard,” Morgan Miller, whose daughter drowned in a friend’s pool, told Parents.com. “To a child, that big furry animal could look like someth...
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The Insurance Center and McCrillis & Eldredge Announce Partnership

Partnership Brings Two, Local Independent Agencies Together to Enhance Insurance Service to Western New Hampshire Bob Sammon, President of The Insurance Center and Chris Eldredge, President of McCrillis & Eldredge, announced that their companies are joining forces. The combined organization will continue to operate under both, well-known brands and will retain both Bob and Chris at the helm. Both agencies have a rich history of providing customized insurance offerings to families and ...
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The Importance of Insurance for Boats

Boat insurance isn’t required by law in New Hampshire or Vermont, but it’s still a good idea to get it.  Like other forms of insurance, boat insurance mitigates risk, protecting your investment and shielding your assets from costly liability claims. Boating without insurance in the hopes that following safety procedures will be enough is just as irresponsible as driving a car without auto insurance. Boating accidents are a serious risk—every year there are thousands of them across t...
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How to Protect Your Home and Assets While Traveling

Vacations are supposed to be a time to relax and take a break, but they can also leave you vulnerable to theft, fraud, and unexpected expenses.  Take these steps to ensure you are protected so you can truly relax on your vacation.  Maintain business as usual at your house. If your landscaper comes every Wednesday, make sure he drops by even while you are gone. Have a neighbor pick up newspapers and mail. Keep your indoor and outdoor lights on. Even better: if you have smart ...
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Why Contractors Insurance is So Important

contractor envisioning kitchen
If you’re a contractor, the warmer temperatures of spring are your cue to get started on home renovation projects you’ve been planning with customers.  You probably have a long checklist of things to go through. Finding qualified laborers. Making sure your equipment is in running order. Getting the supplies you need. Managing costs.  Securing contractor’s insurance should be high on the list.  Every business needs insurance, and contractors particularly do. This is p...
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How to Prevent Spring Showers From Flooding Your House

Welcome Mat with rubber boots
April showers are supposed to bring May flowers, but sometimes they also bring unwanted flooding.  In the spring, flooding can also be caused by thawing snow and ice, which is a particular concern in the mountain regions of New Hampshire and Vermont.  Cleaning out a flooded home isn’t just a major headache. It’s also a big hit to your wallet. Just one inch of water could cause up to $25,000 worth of damage. And the worst part of it is that the standard homeowner’s insurance ...
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