Brush Up on These Safety Tips Before You Grill

Memorial Day Weekend is here, which means grilling season has begun.  Grilling is undoubtedly one of the best parts of summer. But throw in drinking and the distractions of family and holiday events and it can become a recipe for disaster. Every year, grills are the source of 10,600 home fires, sending 19,700 people to the emergency room, according to the National Fire Protection Asso...
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Why Contractors Insurance is So Important

If you’re a contractor, the warmer temperatures of spring are your cue to get started on home renovation projects you’ve been planning with customers.  You probably have a long checklist of things to go through. Finding qualified laborers. Making sure your equipment is in running order. Getting the supplies you need. Managing costs.  Securing contractor’s insurance should be h...
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How to Prevent Spring Showers From Flooding Your House

How to Prevent Spring Showers From Flooding Your House
April showers are supposed to bring May flowers, but sometimes they also bring unwanted flooding.  In the spring, flooding can also be caused by thawing snow and ice, which is a particular concern in the mountain regions of New Hampshire and Vermont.  Cleaning out a flooded home isn’t just a major headache. It’s also a big hit to your wallet. Just one inch of water could cause up to $25...
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Floods Require Protection Beyond Homeowner’s Insurance

Floods Require Protection Beyond Homeowner’s Insurance
Homeowner’s insurance will cover you if a pipe bursts or a water tank starts leaking. But you’re out of luck if the water is coming from outside your house. That means that any flooding caused by a tidal surge or any freshwater sources, like a lake or stream, is not covered by your homeowner’s insurance. There’s a lot that your typical homeowner’s insurance policy will cover—fires, hurrica...
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The Insurance Center Proudly Supports the Upper Valley Humane Society

Throughout the months of January and February, The Insurance Center office in Claremont, NH will serve as a collection point for the Upper Valley Humane Society (UVHS). The management and staff of The Insurance Center have already contributed much needed items, and we encourage our friends and neighbors to get involved. The Insurance Center is pleased to help this local, no kill shelter, w...
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Preventing Frozen Pipes This Winter

Preventing Frozen Pipes This Winter
Repairing a frozen pipe can be both messy and expensive. Regardless of location, all pipes have the potential to freeze over during the winter. The Insurance Center recommends the following preventative actions to protect your pipes. To prevent your water lines from freezing, here are some safety tips we recommend: If you have a swimming pool or a water sprinkler, drain the water from ...
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Protecting Yourself from Identity Theft When Shopping Online

Protecting Yourself from Identity Theft When Shopping Online
This holiday season, online shoppers aren’t the only ones who will be looking for good opportunities. So will hackers and scammers hoping to steal personal information from unsuspecting shoppers.  An estimated 95 percent of Americans shop online at least once a year. As more Americans shop online, identity theft and fraud have also risen. In 2019, online purchase fraud went up by 29 p...
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Pool Safety

Pool Safety
If you have a pool, fun in the water is just a few steps away from your house. Pools can be a great way for kids to cool off and spend their free time during the summer. If you’re having a party, pools can be a great draw. They can also be deadly, particularly for children.  “Having an unfenced pool is like having an uncaged lion in your backyard,” Morgan Miller, whose daughter dro...
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Are E-Bikes Covered Under My Homeowners Insurance?

Are E-Bikes Covered Under My Homeowners Insurance?
What Damage Could My E-Bike Possibly Cause? Lithium powered bikes are becoming increasingly popular, and sales are up year over year for retailers. With the cost of some E-bikes skyrocketing over $15,000, it is imperative that you find out whether your homeowner’s coverage would cover a potential loss.  If you have been watching the news, you may have noticed E-Bikes exploding or c...
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Protect Your Assets from Lawsuits with Umbrella Insurance

<strong>Protect Your Assets from Lawsuits with Umbrella Insurance</strong>
Imagine you’re out of town and your teenage children host a party where drinking is involved. Some kids drink too much, trip, and seriously injure themselves. Their parents sue you.  That’s where umbrella insurance comes in. Umbrella insurance provides coverage for liabilities that exceed the normal policy limits of your car, homeowner’s, or watercraft insurance. It covers the injuries an...
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