How to Create a Home Inventory

Would you be able to remember all the possessions you have accumulated over the years if they were destroyed by a fire or other disaster? Having an up-to-date home inventory will help you get your insurance claim settled faster, verify losses for your income tax return and help you purchase the correct amount of insurance. Start by making a list of your possessions, describing each item and noting where you bought it and its make and model. Clip to your list any sales receipts, purchase co...
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Do You Need Insurance When Renting a Vacation Home?

Whether you are renting a beach house this summer or a cabin for skiing this winter, you may need insurance to protect you. You’ll likely bring various personal possessions along—clothes, luggage, a camera, a computer, sports equipment and even jewelry. For peace of mind, it’s worth determining whether or not your possessions will be covered in the event of loss due to fire, theft or other events. You May Already Have Coverage The good news is that your homeowners insurance or renters insu...
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How to Save on Your Insurance

The cost of insurance varies greatly depending on several key factors. While there are many considerations when determining which insurance policy fits your needs and budget, you might be surprised on how you can save money. The best way to save on insurance is to shop around for the best policy. By trusting The Insurance Center for all of your insurance needs, we can do the shopping for you. As an independent insurance agency we are able to shop multiple insurance carriers to find you the ri...
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Safeguard your Business with Cyber Liability Insurance

Your business is your livelihood and it is crucial that you have the proper coverage in place to protect your assets – including your data. At The Insurance Center, we are committed to helping you safeguard your business. Cyber liability insurance is a critical part of your protection plan that can help mitigate the associated expenses of a cyber attack or data breach. As a business owner, it is your responsibility to protect the security of sensitive records and information. Our society incr...
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Wishing You a Happy and Safe Thanksgiving

Nothing says Thanksgiving like the inviting smell of a turkey roasting in the oven.  While the holidays are a wonderful time of year, they can also pose many dangers.  Thanksgiving is the leading day for cooking fires, with three times as many cooking fires taking place than on an average day.  According to the National Fire Protection Association (NFPA), cooking equipment fires are still the leading cause of home fires and injuries in the United States, and are the third cause of fire-related d...
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Autumn Home Maintenance Tips

There’s no better place to experience Autumn than New Hampshire. However, with the colder months just around the corner, it is important to prepare your home for harsher weather. Fall foliage is beautiful, but not when it is building up in your gutters. The Insurance Center would like to offer the following home maintenance tips to help protect your largest investment: Inspect your roof for damage and clean gutters and downspouts to prevent leaves and other debris from building-up. Chec...
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Insuring Your College Student

American college students are among the most technologically savvy in the world, so when they move to campus it means taking items ranging from basics like televisions and stereos to more sophisticated equipment such as smart phones, laptops, iPods and iPads. For parents, concerns over the loss of this collection of valuable equipment, through damage or theft, is very real. The Insurance Center understands this unique situation and can help arrange protection with the many top-rated, local an...
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In the event of a hurricane, will you be prepared?

Although hurricane season began in June, the peak time for severe storms has yet to arrive. Ten of the most damaging hurricanes on record fell between August and October, meaning now is the time to make sure you and your family are prepared. Taking proactive steps to protect your family and property from hurricanes and severe storms before they hit can save lives and minimize damage to your home or business. Severe storms including hail storms, tornadoes, floods and hurricanes cause billions ...
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Avoid Flood Damage this Season

Winter is finally behind us and we can look forward to the season ahead.  However, at The Insurance Center we want to make certain that our valued policyholders are aware of the potential for flooding during the springtime thaw. Melting snow, blocked drains and spring showers are all factors that lead to spring flooding. And with this winter's heavy snow accumulation, floods may happen more often as the season progresses. This is why we suggest adding flood insurance to your current homeow...
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