In a split second, you could find yourself at the cause of a major car accident. Or a neighbor could slip and fall in your yard. You probably have not considered that your teenager could end up with a slander or libel lawsuit as a result of a social media post. All of these accidents could happen to you, and they happen very quickly. Your home and auto policies protect you and your property from damage, theft, and even natural disaster. But, are you prepared if damage from an accident exceeds...