Health Insurance

Health InsuranceThe Insurance Center

offers a complete line of the finest Health Insurance products available.

As insurance brokers, we are in constant search of the most competitively priced policies, insurance carriers with strong financial ratings and our highly trained staff is available to you in person, by phone, fax, or email.

We will appreciate any opportunity to provide any insurance service available. From the simplest term life insurance quote, to the most complete employee benefit package available, we will be happy to help you design the insurance program that best fits your needs.

We can help you with:

Health Insurance & Employee Benefits

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Anthem Assurant Health

Disability Insurance

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Health Savings Accounts

Health Savings Accounts (HSAs) were created by Public Law 108-173, the “Medicare Prescription Drug, Improvement and Modernization Act of 2003,” Health Savings Accountssigned into law by President Bush on December 8, 2003. Health Savings Accounts will change the way millions meet their health care needs because they are designed to help individuals save for qualified medical and retiree health expenses on a tax-advantaged basis.

Any adult who is covered by a high-deductible health plan (and has no other first-dollar coverage) may establish an HSA. Tax-advantaged contributions can be made in three ways:

  1. the individual or family can make tax deductible contributions to the HSA even if they do not itemize deductions;
  2. the individual’s employer can make contributions that are not taxed to either the employer or the employee; and,
  3. employers sponsoring cafeteria plans can allow employees to contribute untaxed salary through salary reduction.

To encourage saving for health expenses after retirement, individuals age 55 and older are allowed to make additional catch-up contributions to their HSAs. Once an individual enrolls in Medicare they are no longer eligible to contribute to their HSA.

Amounts contributed to an HSA belong to the account holder and are completely portable. Funds in the account can grow tax-free through investment earnings, just like an IRA.

Funds distributed from the HSA are not taxed if they are used to pay qualified medical expenses. Unlike amounts in Flexible Spending Arrangements that are forfeited if not used by the end of the year, unused funds remain available for use in later years.

Download this PDF for more details.

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Long Term Care

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Travel Medical Insurance

International Medical Group

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Society of Financial Service ProfessionalsNational Association of Health Underwriters

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What Our Customers Say:

"I want to take this time to let you and everyone at The Insurance Center know how much I appreciate your outstanding service. The Insurance Center has been an incredible partner for our business. I feel in many ways we are the poster child for 'insurance'. We have been your client now for about 10 years and over that time, just about everything that could happen has happened. We have had a car accident, a fire, stolen equipment, wind and lightning damage, and unusual requests – like insurance to cover a trip to Canada to pick up a 50kw transmitter. In every incidence, The Insurance Center has been there to assist us with professional, competent and courteous assistance and in a very timely way.

Besides these 'special' occurrences The Insurance Center has been a day to day steadfast partner in regard to our Health Insurance coverage, always helping us find the best coverage at the most competitive prices and assisting us with administering the plan with employees. Overall, I would rate The Insurance Center, A+++++, and want to thank you, Bob, George, Yvette and the entire staff for all your help. The Insurance Center has my unconditional recommendation, thanks and sincere gratitude for a job well done."
—Bob Vinikoor
Koor Communications, Inc.
New London, NH