Don’t Get Caught in the Rain Without Flood Insurance

shutterstock_63956722If your home flooded, would you know who to call, or how to clean up?  Could you afford to repair your home and replace your belongings? It only takes a few inches of water to cause major damage to your home. Are you prepared for a flood to destroy your walls, floors, furniture, electrical system — and your savings?

Since we are at the peak of hurricane season it is imperative to be prepared. Tropical storms and hurricanes are more than just windstorms — they bring heavy rains and storm surges that can cause destructive flooding.

Your standard homeowners or renter’s insurance policy doesn’t cover flood damage. So if you don’t have flood insurance, the entire cost of repairs falls on you.

Many homeowners are unaware they are at risk for flooding, but in fact, according to, the official site of the National Flood Insurance Program (NFIP), homes in low risk areas account for 25% of all flood claims. You do not need to live near water to be flooded, anywhere it can rain, it can flood.

In the United States, floods are the most common severe weather emergency. Your home is your biggest asset, so it is crucial you take the proper precautions when it comes to protecting it.

New flood insurance policies take 30 days to take effect. If you wait until you hear a flood warning, it will be too late. Plan ahead so you are not caught without insurance when a flood threatens your home or business.

Weather can change in a hurry. So don’t wait. Call your local Insurance Center agent today to learn about your flood insurance options.

Claremont: 603.542.2551                      Newport: 603.863.7465                         Keene: 603.357.0188