Why Contractors Insurance is So Important

contractor envisioning kitchen
If you’re a contractor, the warmer temperatures of spring are your cue to get started on home renovation projects you’ve been planning with customers.  You probably have a long checklist of things to go through. Finding qualified laborers. Making sure your equipment is in running order. Getting the supplies you need. Managing costs.  Securing contractor’s insurance should be high on the list.  Every business needs insurance, and contractors particularly do. This is p...
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How to Prevent Spring Showers From Flooding Your House

Welcome Mat with rubber boots
April showers are supposed to bring May flowers, but sometimes they also bring unwanted flooding.  In the spring, flooding can also be caused by thawing snow and ice, which is a particular concern in the mountain regions of New Hampshire and Vermont.  Cleaning out a flooded home isn’t just a major headache. It’s also a big hit to your wallet. Just one inch of water could cause up to $25,000 worth of damage. And the worst part of it is that the standard homeowner’s insurance ...
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Home Improvements Everyone Should Tackle in the Spring

Once the last snow has fallen, and the deep freezes have passed, it’s time to take stock of what damage winter might have done, as well as catch up on any fall home improvement projects you didn’t get to.  Remember, home maintenance not only has the immediate benefit of increased comfort, it also saves you the cost of expensive repairs down the line. Here are some key areas to focus on.  Start at the top. Break out your ladder and scan your roof for any missing shingles or o...
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How to Remove Ice Dams from Your House

Ice dams are as ominous as they sound. They can ruin your roof, cause flooding within your house, and cost hundreds of dollars in damage. If mold sets in, the cost could run into the thousands.  The process of melting snow refreezing on the edge of your roof forms ice dams. This frozen snow hardens into a ‘dam’ that causes the rest of the melting snow behind it to back up, causing flooding and other damage to your gutters, roof, insulation, attic, and other areas of your house, depe...
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How to Rein in Heating Bill Costs

During the winter months it sometimes feels like we face a choice between shivering in the cold or cringing over bloated heating bills. It doesn’t have to be that way though. There are lots of things you can do to cut down on your heating bill while keeping your home at a comfortable temperature. Below are few ideas.  Turn down the heat at night. Turning the thermostat down just a few degrees at night can save a lot without making you uncomfortable during the day. You could sav...
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Season’s Greetings

For over 100 years, The Insurance Center has proudly helped our neighbors and friends protect whatmatters most. In the spirit of the holiday season, we would like to thank you for trusting us for all yourhome, auto, life and business insurance needs. As a small business, we depend greatly on the support ofour community, and we thank you for your continued business. From all of us at The Insurance Center, we wish you and yours a very happy, healthy holiday season anda prosperous 2022! ...
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Protecting Yourself from Identity Theft When Shopping Online

This holiday season, online shoppers aren’t the only ones who will be looking for good opportunities. So will hackers and scammers hoping to steal personal information from unsuspecting shoppers.  An estimated 95 percent of Americans shop online at least once a year, and this holiday season, with COVID still a concern, about half are expected to do more online shopping. As more Americans shop online, identity theft and fraud have also risen. In 2019, online purchase fraud went up by...
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Essential Safety Tips for This Halloween

This Halloween, as more kids are expected to get out and trick-or-treat, there are some important things to look out for—and it’s not just the ghosts, goblins, and other creatures that go bump in the night.  COVID-19 still remains a threat, especially with the Delta variant. Besides that, trick-or-treating while fun for kids, poses a number of hazards, from walking around the neighborhood at night to the candy they collect. If you skipped trick-or-treating last year, now might be a good...
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Fall Is the Time to Clean Your Wood Stove and Fireplace

As fall brings in cooler temperatures, many of us think about starting up our wood stoves and using our fireplaces again. Before you begin, it’s best to clean your wood stove and fireplace, and not just because some dust might have collected. Burning wood can cause a building of soot and creosote, which is the term for tar distilled from wood. This buildup not can limit the efficiency of your stove or fireplace, it also impairs the ventilation of smoke and other harmful gases like carbon...
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What You Need to Know About the Different Types of Life Insurance

life insurance concept
In some ways, life insurance is the most important insurance you’ll ever get. Unlike auto or home insurance, which cover damage to or loss of your property, life insurance is intended to cover major expenses your family, loves ones, or business partners may face in the event of your passing. A well-structured life insurance policy could mean your family is able to keep up with mortgage payments, your child can still afford to go to college, or your loved one is able to be financially sec...
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