Protect Your Assets with Umbrella Insurance

teenage party photo
Imagine you’re out of town and your teenage children host a party where drinking is involved. Some kids drink too much, trip, and seriously injure themselves. Their parents sue you. A house party could end in a costly lawsuit. That’s where umbrella insurance comes in. Umbrella insurance provides coverage for liabilities that exceed the normal policy limits of your car, homeowner’s, or watercraft insurance. It covers the injuries and damage to other people and their property—and not just w...
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Floods Require Protection Beyond Homeowner’s Insurance

flooded kitchen photo
There’s a lot that your typical homeowner’s insurance policy will cover—fires, hurricanes, lightning strikes, and other disasters. But floods aren’t one of them. Just 1 in. of water in your home could cost you $25,000. The problem is floods are the “most common and costly natural disaster,” according to the Insurance Information Institute, which says that 90 percent of all natural disasters involve some kind of flooding. Over the last four decades, flood-related damage has caused over $26...
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